Loan Officer (AVP To VP Level)
Yuba City, CA, USA | Farm Credit Bank of Texas
Industry:Banking / Investment Banking
Financial Services Professional
Job Description:157 people have viewed this job
If you are looking for a rewarding career– Farm Credit West may be a great fit for you. With more than $10 billion in assets, Farm Credit West and its wholly owned subsidiaries are cooperatively-owned institutions providing financial services to farmers, ranchers and agribusinesses.
Our employees represent some of the best finance, accounting, appraisal and credit professionals around, and our technology, administrative and creative staffs are top shelf. We invite you to become part of our lending team.
Key job responsibilities
Evaluate and analyze commercial and real estate loan applications and recommend loan approvals and denials.
Responsible for exercising credit risk assessment and management on loans within area of responsibility.
Conduct/complete complex credit analyses.
Establish loan structure and terms, conditions and covenants, and collateral requirements consistent with the credit request and associated risks.Sets clear expectations with the customer.
Assists senior-level credit officers with complex loan applications as necessary.
Develop and maintain a significant professional presence throughout the assigned territory.
Material participation in business development activities, originates new loans, pursue new credit relationships, and maintain/expand existing customer relations.
Knowledge, Skills, Abilities
Able to recognize potential problems and solve or escalate accordingly
Possesses strong organizational and follow-through skills
Performs work accurately with strong attention to detail
Able to meet deadlines and effectively prioritize a fast-paced and varied workload, effectively manage a variety of concurrent and shifting priorities
Applies analytical and critical thinking skills to work
Possesses solid computer skills, including skills in the Microsoft Office suite, in particular with Excel, as well as experience using accounting software systems
Possesses excellent verbal and written communication skills
Has a positive attitude and willingness to learn
Bachelor's degree with emphasis on agriculture, agri-business, business administration and four or more years of experience in agricultural lending.
Broad knowledge of credit and financing alternatives and the ability to analyze all components on standard and complex credits.
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