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Manager - Commercial Credit Review

New York City, NY, USA | Capital One

  • Industry:
    Financial Services
  • Position Type:
    Full-Time
  • Functions:
    Financial Services Professional
    Risk Management
  • Experience:
    3-5 years
Job Description:
92 people have viewed this job

-Execute the Commercial Credit Review function by:

Developing and executing a risk-based review plan for credit exposures in a line(s) of business, including individual deal sampling and testing

Reviewing individual credit files to assess overall credit process and accuracy of risk rating (PD) and Loss Given Default (LGD)

Analyzing portfolio composition to identify trends and provide opinion on portfolio quality

Identifying credit process weaknesses

Identifying gaps in credit policy and credit risk rating models

Identification, aggregation and tracking of issues to resolution

Communication of Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message

Contributions to innovation projects and department initiatives as a Credit Review process SME

-Report results and issues verbally and in writing to executive management and internal credit and risk senior executives.

-Work with bank regulators and external auditors to provide assurance that commercial Credit Review processes are sound.

-Build and maintain high trust relationships with credit risk management, lending associates, and regulators.

-Act as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders.

-Ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results.-Ability to travel 10% of the time

Basic Qualifications:

-Bachelor’s degree or military experience

-At least 4 years of experience of Credit Risk Management, Corporate Credit Analysis, or Commercial Credit Review Assurance

-At least 2 years of experience working with executive leadership or regulators

Preferred Qualifications:

-Master’s degree

-CFA or CPA

-At least 2 years of experience evaluating complex, structured Leveraged Lending loans in an underwriting, portfolio management or Credit Review assurance role

-At least 1 years of experience evaluating Commercial Banking credit risks in a regulatory role (e.g. OCC, Federal Reserve)

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.


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