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Product Manager

Shanghai, China | Standard Chartered

  • Industry:
    Banking / Investment Banking
  • Position Type:
  • Functions:
    Product Development
  • Experience:
    5-7 years
Job Description:
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Manage Unsecured Lending products and portfolio to achieve economic profits, organization strategy & goals

Key Roles and Responsibility

Formulate the strategic roadmaps of unsecured lending portfolio growth and high-level business cases to optimize commercialization of portfolio via providing quantitative and qualitative analysis, a thorough understanding of the competitive landscape

Ensure well-managed budgets with timeliness and accuracy

Manage timelines and coordinate resources to optimize the growth of Unsecured Lending portfolio

Participate in product strategy and plan discussion to contribute professional ideas

Follow project coordination and provide support proactively to pursue opportunities and support the evolution of Unsecured Lending business

Perform ad hoc analysis to ensure the portfolio development

Provide qualitative analysis as well as thorough understanding of competitive landscape

Conduct initiatives on increasing portfolio growth, in terms of volume and financial perspectives

Own and manage product development/ maintenance/ enhancement

Streamline end-to-end process of Unsecured Lending product

Execute campaigns to expand the portfolio via stimulating the usage of existing customers

Manage outsourced vendors to comply with Group and regulatory requirements

Work collaboratively with Unsecured Lending Product Managers to identify the critical factors or issues on unsecured lending business

Ensure close collaboration with relevant stakeholders, e.g., Finance, Marketing, Client Acquisition, Risk Management, Legal & Compliance, IT, Operation

Work with Group and Regional team to advocate the strategies

Our Ideal Candidate

University degree above

Minimum five years of progressive experience in Unsecured Lending product management. Track record of success in managing product financials is highly preferred

Proven knowledge of Unsecured Lending products, and understanding of digital platforms is a plus

Strategic and analytical thinking with capable of strong execution

Strong self-motivation and self-management skills

Strong project management and prioritization skills

Good communication, interpersonal, collaboration and presentation skills

Good verbal and written in English

Software Criteria

Microsoft Office, including Excel, PowerPoint, Word

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