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Senior Lender, VP - Portfolio Management

Garden City, NY, USA | Leading Banking / Investment Banking Company

  • Industry:
    Banking / Investment Banking
  • Position Type:
    Full-Time
  • Functions:
    General Management
  • Experience:
    5-7 years
Job Description:
53 people have viewed this job

Primary responsibilities include

Interact with Private Client Groups, their clients and prospects to assess loan requests

Monitor the credit quality of diverse loan portfolios consisting of owner occupied real estate, working capital and revolving lines of credit, as well as performance of each credit

Approves middle market credit requests within assigned; prepare underwriting analysis and credit offering memo; recommend requests that exceed credit quality to Team Leader for approval

Analyze applicant’s financial status, credit, and property evaluation to determine feasibility of loan request; submit application to credit analyst for initial credit review as necessary

Review financial reports submitted by clients to monitor compliance; notify Team Leader of credit quality issues within portfolio

Ensure loan agreements are complete and accurate, and in compliance with policy and approval

Qualifications

Minimum 5 years’ commercial lending experience at a leading money center bank or equivalent institution required

Formal credit training strongly preferred

Demonstrated experience with financial statement / cash flow analysis and financial ratios

Strong knowledge of commercial lending with understanding of federal banking regulations and commercial lending policies, procedures, practices, and techniques

Excellent communication skills, both written and verbal.Able to piece together financial information to assess for potential risks.

Excellent critical thinking skills with ability to think of alternatives that fit business standards

Superb interpersonal skills; able to build and maintain relationships.Must possess high ethical standards with demonstrated integrity, tact, and diplomacy.

Must be able to manage competing priorities in fast-paced, high demand environment

Good leadership skill; able to coach and mentor junior staff

Proficient in Microsoft Word & Excel

Bachelor’s Degree in Business, Finance or related field preferred


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